Earn Money by Buying Insurance? That’s the Power of your Greater Lehigh Valley Chamber Membership.

Penn National Insurance and the Greater Lehigh Valley Chamber of Commerce have put together an exclusive business insurance program designed to provide chamber members with the comprehensive PA Business Insurance coverages they need at a competitive rate. Plus, depending on the group premium volume and claims experience, you could earn a dividend too!

Plus you get added protection and value through Penn National Insurance:

• PennPac® — our enhanced coverages on auto, businessowners, property, workers’compensation, and general liability — giving you added security at no additional cost.
•  Equipment breakdown coverage automatically included with businessowners and commercial fire policies
•  Replacement cost auto coverage — not commonly found in commercial auto policies — can be added at a nominal flat rate, giving you a valuable and affordable peace-of-mind coverage
•  Add special coverages for niche business, such as printers, wholesalers, manufacturers, auto repair, family-style & fine-dining restaurants, and artisan contractors
•  Information and services to help reduce losses
•  Outstanding, local claim and customer support service
• Convenient Web-delivered Online Insurance Center for access 24/7, including pay online, electronic funds transfer, billing and policy information, and claims reporting

*subject to individual risk characteristics, loss experience and underwriting guidelines

Eligible lines* offered through
this program include:

•  Businessowners
•  Commercial auto
•  Commercial fire and crime
•  General liability
•  Inland marine
•  Workers’ compensation

Dividend earned is based on the total group premium and claims experience of eligible lines.
For example:
If group premium is: $1.2 Million
and group loss ratio is: 16%
Group dividend is: 15%
If member premium is: $20,000
Dividend earned will be: $3,000
Dividend payments are based upon program eligibility and are not guaranteed.

Want to know more?  Call the John Yurconic Agency today! 610-770-6600

January is Life Insurance Month at the John Yurconic Agency!

You could save up to 20% or more on your Life Insurance! (Qualified Applicants)*

Contact Don at 1-877-410-6348 ext 109 for a free Pennsylvania Life Insurance Quote!

10-year Term Life Insurance (Super Preferred non tobacco**)   See sample rates table below:

Monthly Premiums for rates in PA.

Age:                             $250,000         $500,000

35 Male                       $11.57             $14.69

35 Female                   $11.13             $13.80

45 Male                       $18.69             $29.37

45 Female                   $16.69             $25.37

55 Male                       $40.27             $72.98

55 Female                   $31.82             $55.18

*To Qualified Applicants only.  Rates are based on a John Yurconic Agency National A+ rated insurance supplier.  Rates are guaranteed for 10 years.

**Super preferred non tobacco means no tobacco use of any kind with the last 36 months. Rates are subject to change.

Tips: Fire Safety During the Holidays

Tips: Fire Safety During the Holidays from our friends at PuroClean

As we get ready to enter this season, it is very important to keep safety in mind.

The National Fire Prevention Association recommends:

Cooking/Kitchen Safety:

• Always stay in the kitchen when cooking. If you must leave the kitchen for any reason, turn off the stovetop.
• No matter how you are cooking, check the food regularly. Use a timer to remind you to check the food.
• Wear short, close-fitting sleeves when cooking. Loose clothing can easily catch fire.
• Never use water to extinguish a cooking fire.
• If oil starts to boil, remove it from the heat source. Simply lowering the heat will not reduce the temperature fast enough.
• Be careful not to overfill pots with oil. You need room in the pan to add food. Overflowing oil can easily catch fire. If oil catches fire, use an oven mitt to carefully slide a lid over the pan to smother the fire.
• If oil has overflowed and is burning, get everyone out of the house and call the fire department from outside.
• Keep towels, bags, plastic, and food packaging away from flame and heat.
• Never cook when under the influence of alcohol, drugs, or medication.

 Candle Safety:

• Always keep a burning candle within sight - never leave it unattended.
• Never burn a candle near anything that can catch fire.
• Always use a candleholder specifically designed for candles and place on a stable, heat-resistant surface.
• Make sure a candle is completely extinguished and is no longer glowing before leaving it.
• Never use a candle as a night light.

 Christmas Decoration Safety:

• When decorating, be sure to use only lights rated for indoor use.
• Replace any lights that have worn, frayed, or broken cords.
• Always unplug Christmas tree lights before leaving the home or going to bed.
• Keep live trees moist by watering daily. Do not purchase a tree that is dry.
• Make sure the tree is at least three feet away from any heat source.
• Safely dispose of the tree when it begins dropping needles - dried out trees are highly flammable.
• Make sure artificial trees are fire retardant.
• Place the tree near an outlet to avoid running long extension cords.
• Do not burn a Christmas tree in a fireplace. They are practically explosive.

General Fire Safety:

• Install smoke alarms and test them once a month (pick a day, such as the first of each month).
• Change the batteries regularly - many experts recommend changing your smoke alarm batteries twice a year - when you change your clocks for Daylight Saving Time, and back.
• Have a dry or foam fire extinguisher in your kitchen. Check the expiration date to be sure it is current.
• Have an evacuation plan in case of a fire. Practice the plan.

By knowing and using good safety practices, we can help to ensure that everyone has a joyous and safety holiday season.  Whether you need Allentown Insurance, Easton Insurance or Northampton Insurance, call the John Yurconic Agency where our clients are treated like family!

Your Policy is Only as Effective as Your Pennsylvania Insurance Agent

The John Yurconic Agency Blog

When it comes to purchasing insurance, whether it is auto, home, business, or life, it can be overwhelming, which is why choosing a Pennsylvania Insurance Agent is a crucial part of the process. You should think of your agent as more of a friend, someone you can talk to, voice your questions and concerns to and, most importantly, someone you can trust. Remember that when shopping for insurance, your insurance agent is part of the package. Your insurance policy is only as effective as the Pennsylvania Insurance Agent that sold it to you.

At the John Yurconic Agency, we pride ourselves in the fact that we provide clients the perfect balance of knowledgeable Pennsylvania Insurance Agents with a personal touch. So what criteria should you use to decide who will be the best match for you?

Here are the 3 R’s (Research, Referrals, and Reassure) that will help you find the perfect Pennsylvania Insurance Agent:

Research:

• Check for confirmation of licenses and certifications.
• Determine which types of insurance they offer, even if it may not be what you’re looking for now, you always want to think of the future.

Referrals:

• State or national trade associations often have referral lists.
• Speak to other members of the community: friends, family, etc. for personal referrals from active customers.

Reassure:

• Meet with your agent to be sure this is a good fit for your need.
• Local networking groups, such as your chamber of commerce, provide social opportunities for you to meet agents and determine if you can work with them.
• Confirm how often he or she will be handling your account and how flexible his or her schedule is.

Finding your Pennsylvania Insurance Agent is one of the most important pieces to your insurance puzzle. Always use the 3 R’s as a guide to finding a trustworthy, reliable and knowledgeable agent and soon-to-be friend!

Whether you need Easton insurance, Northampton insurance, or insurance in Reading and Allentown, Pa, The John Yurconic Agency has the solution for you!

You can save up to 20% or more on your Pennsylvania Auto Insurance!  Qualified drivers have saved up to 40%!    Play should be fun.  Work should be worry-free.  But when the fruits of a lifetime of labor can be lost in an instant, it’s important to have our insurance professionals watching your back. 

As a Pennsylvania Insurance Agent and a Keystone Insurers Group partner, the John Yurconic Agency has access to dozens of competitive insurance companies offering superior claims service.  We do the research to find the policy that provides excellent coverage and value for your auto, home, motorcycle and recreational vehicles.

For some people especially those who have accumulated substantial assets, a need exists for increased Home Insurance in PA  protections.  We can offer personal umbrella policies to extend the liability limits available to protect your financial assets.  Ask us about our special programs for preferred drivers, drivers with antique or collectible cars as well as those with accidents or violations.

How much can you save? Call us at 1-877-410-6348 for your PA Car Insurance Quote. 

Did we give you 5 Star Service?

The John Yurconic Agency of Allentown, Pennsylvania aims to please!  If we have delighted you with our service and savings we want the world to know. You can help us by clicking below and leaving feed back with Google. 

For  Pennsylvania Auto Insurance, Pennsylvania Home Insurance, and PA Business Insurance  Reviews  http://maps.google.com/maps/place?q=John+Yurconic+Agency,+allentown&hl=en&cid=7904388830921185152

For Pennsylvania Drivers License and Vehicle Registration Reviews     http://maps.google.com/maps/place?q=John+Yurconic+Agency,+allentown&hl=en&cid=5071713422823638519


 Thank you and we appreciate your business!

Pennsylvania’s John Yurconic Agency Launches an Interactive Alternative to Purchasing Insurance Coverage

Pennsylvania’s John Yurconic Agency Launches an Interactive Alternative to Purchasing Insurance Coverage